Terms of Service
Last updated: February 2026
1. ACCEPTANCE OF TERMS
By accessing or using the services provided by Orqa Technologies Incorporated ("Orqa," "we," "us," or "our"), including our website at orqa.co and our person-level intelligence platform (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not access or use our Services.
If you are using our Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
2. DESCRIPTION OF SERVICES
Orqa provides person-level intelligence compiled from publicly available sources. Our Services include research dossiers, relationship mapping, profile enrichment, and related analytical products designed for professional use in private wealth management, fundraising, business development, and related fields.
Our Services are designed for professional and commercial use. They are not intended for personal, consumer, or household purposes.
3. ELIGIBILITY
Our Services are available to businesses and professionals. You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use our Services. Individual consumer use is not supported.
4. ACCOUNT TERMS
4.1 Registration.
Access to our platform requires an account. You agree to provide accurate and complete registration information and to keep your account information current.
4.2 Credentials.
You are responsible for safeguarding your account credentials and for all activity that occurs under your account. You must notify us immediately at support@orqa.co if you become aware of any unauthorized use of your account.
4.3 Account security.
We implement security measures to protect your account, but you acknowledge that no method of electronic transmission or storage is completely secure. You use our Services at your own risk in this regard.
5. ACCEPTABLE USE
You agree to use our Services only for lawful professional purposes and in compliance with all applicable laws and regulations. You specifically agree NOT to:
5.1 Use our Services or any information obtained through them for any purpose governed by the Fair Credit Reporting Act (FCRA), including consumer credit decisions, employment screening, tenant screening, or insurance underwriting.
5.2 Use our Services to stalk, harass, intimidate, or threaten any individual.
5.3 Use our Services to discriminate against any individual on the basis of race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity, or any other characteristic protected by applicable law.
5.4 Redistribute, resell, sublicense, or make available our intelligence products to third parties without our prior written consent.
5.5 Attempt to reverse-engineer, decompile, or otherwise derive the source code, algorithms, or data compilation methods underlying our Services.
5.6 Use automated means (bots, scrapers, or similar tools) to access our Services or extract data from our platform beyond what is authorized under your subscription.
5.7 Circumvent or attempt to circumvent any security measures, access controls, or usage limits of our Services.
5.8 Use our Services to compile or build a competing product or dataset.
6. DATA AND INTELLIGENCE PRODUCTS
6.1 Public sources.
Our intelligence products are compiled from publicly available information. We make reasonable efforts to ensure accuracy but do not guarantee that all information is current, complete, or error-free. Public records may contain inaccuracies at the source level that are beyond our control.
6.2 Not a consumer report.
Our intelligence products are not "consumer reports" as defined by the Fair Credit Reporting Act. You acknowledge and agree that you will not use our products as a factor in establishing an individual's eligibility for credit, insurance, employment, or any other purpose covered by the FCRA or similar laws.
6.3 Professional judgment.
Our products are tools to support professional decision-making, not substitutes for independent judgment and due diligence. You are responsible for verifying information and making your own assessments.
6.4 No legal, financial, or investment advice.
Nothing in our products constitutes legal, financial, investment, or tax advice. Consult qualified professionals for such matters.
7. INTELLECTUAL PROPERTY
7.1 Our property.
The Services, including all software, algorithms, data compilations, reports, interface design, documentation, and related materials, are owned by Orqa or our licensors and are protected by intellectual property laws. These Terms do not grant you any ownership interest in our Services.
7.2 License to use.
Subject to these Terms and your active subscription, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for your internal professional purposes.
7.3 Restrictions.
You may not copy, modify, distribute, sell, or lease any part of our Services or included software, nor may you reverse-engineer or attempt to extract the source code of that software, unless applicable law expressly permits it.
7.4 Feedback.
If you provide suggestions, ideas, or feedback about our Services, we may use them without restriction or compensation to you.
8. PAYMENT AND BILLING
8.1 Fees.
Access to our platform is subject to subscription fees as set forth in your order form or subscription agreement. All fees are stated in U.S. dollars unless otherwise specified.
8.2 Payment terms.
Fees are due as specified in your subscription agreement. Failure to pay may result in suspension or termination of access.
8.3 Taxes.
You are responsible for all applicable taxes arising from your use of our Services, excluding taxes based on our net income.
8.4 Refunds.
Fees are non-refundable except as expressly stated in your subscription agreement or as required by applicable law.
9. CONFIDENTIALITY
9.1 Definition.
"Confidential Information" means any non-public information disclosed by either party to the other in connection with these Terms or the Services, including business plans, client lists, technical data, and product features.
9.2 Obligations.
Each party agrees to protect the other's Confidential Information with at least the same degree of care it uses to protect its own confidential information, and in no event less than reasonable care. Confidential Information may be disclosed only to employees and contractors who need to know it and who are bound by confidentiality obligations.
9.3 Exceptions.
Confidential Information does not include information that: (a) is or becomes publicly available without breach of these Terms; (b) was known to the receiving party prior to disclosure; (c) is independently developed without use of the disclosing party's Confidential Information; or (d) is rightfully received from a third party without restriction.
10. TERM AND TERMINATION
10.1 Term.
These Terms are effective when you first access our Services and remain in effect until terminated.
10.2 Termination by you.
You may terminate your account at any time by contacting us at support@orqa.co. Termination does not entitle you to a refund of prepaid fees.
10.3 Termination by us.
We may suspend or terminate your access to our Services at any time if: (a) you breach these Terms; (b) you fail to pay applicable fees; (c) we are required to do so by law; or (d) we cease offering the Services.
10.4 Effect of termination.
Upon termination, your right to access our Services ceases immediately. We will delete your account data within 90 days of termination, subject to any legal retention obligations. Provisions that by their nature should survive termination (including Sections 6, 7, 9, 11, 12, and 13) will survive.
11. DISCLAIMERS
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR TIMELINESS OF ANY INFORMATION PROVIDED THROUGH OUR SERVICES. PUBLIC RECORDS MAY CONTAIN ERRORS AT THE SOURCE LEVEL.
12. LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ORQA, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF BUSINESS OPPORTUNITY, OR REPUTATIONAL HARM, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE OUR SERVICES, REGARDLESS OF THE THEORY OF LIABILITY.
OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE AMOUNTS YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IN SUCH JURISDICTIONS, OUR LIABILITY SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.
13. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Orqa and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of our Services; (b) your violation of these Terms; (c) your violation of applicable law; or (d) your use of our intelligence products in a manner not authorized by these Terms.
14. GOVERNING LAW AND DISPUTES
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or the Services shall be subject to the exclusive jurisdiction of the federal and state courts located in the County of New York, New York.
15. GENERAL PROVISIONS
15.1 Entire agreement.
These Terms, together with any applicable subscription agreement, constitute the entire agreement between you and Orqa regarding the Services and supersede all prior agreements and understandings.
15.2 Severability.
If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
15.3 Waiver.
Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.
15.4 Assignment.
You may not assign these Terms or any rights or obligations under them without our prior written consent. We may assign these Terms freely in connection with a merger, acquisition, or sale of assets.
15.5 Notices.
Notices to Orqa should be sent to the contact information in Section 16. Notices to you will be sent to the email address associated with your account.
15.6 Force majeure.
Neither party shall be liable for delays or failures in performance resulting from causes beyond its reasonable control, including natural disasters, pandemics, acts of government, or internet service interruptions.
16. CONTACT
Questions about these Terms should be sent to:
Orqa Technologies Incorporated
40 W 25th St, Suite 901
New York, NY 10010